Greater than half of Individuals would use stablecoins in the event that they got here with bank-level fraud safety and deposit insurance coverage, Visa stated in a examine launched on Wednesday. The numbers had been 36% with out these safeguards and 56% with them.
These safeguards had been hypothetical, and Visa’s launch notes that no stablecoin carries deposit insurance coverage in the present day. The identical situation lifted intent to 74% in Latin America.
Fraud Shapes the Remittance Findings
The report, Cash Travels 2026, attracts on a Morning Seek the advice of survey of two,192 U.S. adults run from February 24 to March 2. The complete survey covers 45,445 individuals throughout 20 markets and is constructed round remittances.
Practically two-thirds of Individuals (64%) stated belief in a fee technique relies upon extra on who affords it than on the expertise. Willingness to make use of stablecoins rose to 45% when an present monetary supplier supplied them. Conventional banks and world fee networks had been essentially the most trusted suppliers of digital forex companies, at 61% and 60%. Globally, the belief determine was 69%.
Over half of respondents (56%) had by no means heard of stablecoins. Many who had heard of them assumed the cash fluctuated like Bitcoin, the examine discovered.
One in 4 senders worldwide had run into fraud, together with greater than a 3rd of Individuals and 40% of Indians. Some 44% of Individuals anxious about AI deepfakes impersonating household, and 45% would settle for a 24-hour delay on a switch for stronger safety. In Japan, 68% would settle for that delay.
“The way forward for the trade shall be gained by the suppliers that work hardest to earn that belief,” stated Vira Platonova, World Head of Visa Direct.
Visa’s Personal Stablecoin Footprint
Visa is a founding validator on Circle’s Arc blockchain alongside BlackRock, Mastercard and DTCC. Crypto-linked card funds, the place Visa handles greater than 90% of stablecoin card transactions, reached $18 billion in 2025, per Artemis.
In August final 12 months, the community added PayPal USD (PYUSD) and the World Greenback (USDG) to its settlement stablecoins via Paxos, together with the Stellar and Avalanche chains.
Visa stated stablecoins account for a rising share of cross-border cash flows. Greenback stablecoins in circulation complete about $312 billion, per DefiLlama, with Tether’s USDT at $184 billion and Circle’s USDC at $76 billion.
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